I just looked at my expenses versus income for April. Believe it or not, they are exactly the same! I guess this is not the month to attempt putting away extra money. Budget date with hubby in 5 days. Maybe this monthly "date" is not the most romantic thing in the world, but at least we'll have a small plan.
I still believe that the most important part of doing a "budget" is getting your better half involved right from the beginning. My hubby is ok with attempting to move from being a paycheck to paycheck family to being a financially comfortable family. Just, it's so hard when you have children who always seem to need something. Careful planning is generally the way to take care of those problems. For example, I know that within the next month we will need an exta $35 for graduation announcements. That means I will probably cut that amount out of my grocery budget this month. (We will not do without food, just some extras that are sometimes nice to have.)
I read a study that said a large percent of Americans are one major crisis away from homeless. Am I that close? Probably
